Ideal Real Estate Services



Posted by Ideal Real Estate Services on 2/18/2020

This Condo in South Hadley, MA recently sold for $257,000. This Half-Duplex style home was sold by - Ideal Real Estate Services.


7 Olde Plains Hollow, South Hadley, MA 01075

Condo

$256,000
Price
$257,000
Sale Price

5
Rooms
2
Beds
2/1
Full/Half Baths
Beautifully and meticulously maintained condo offering custom designed maple hardwood floors, beautiful wainscoting,crown molding and custom cabinetry. Open design of the kitchen/dining/living area also features the breakfast bar and slider to the patio. Outstanding 2nd floor Master bedroom with walk-in closet plus another closet, gorgeous lighted tray ceiling, exquisitely tiled Master bath with twin sinks and tiled twin head shower. 2nd bedroom and full bath with laundry complete this floor. Lovely fully finished basement includes additional storage and closet space. Attached garage.This is 1 of only 10 units at Olde Plains Hollow, a lovely complex located close to all amenities and within an easy commute to Springfield, Northampton, Holyoke, Chicopee, Amherst and Hadley. COME SEE, COME SIGH!!!!

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Tags: Real Estate   Condo   South Hadley   01075  
Categories: Sold Homes  


Posted by Ideal Real Estate Services on 2/18/2020


665 Center St, Ludlow, MA 01056

Condo

$198,500
Price

4
Rooms
2
Beds
1/1
Full/Half Baths
This END UNIT townhome at MeadowCrest Condominiums is MOVE-IN READY and features a bright and sunny open floor plan! The first living level has a large living room and newer wood floors throughout the kitchen and spacious dining area. Located off of the dining area is a sun drenched enclosed porch- perfect for relaxing with your morning cup of coffee or sitting with a good book. Upstairs there is an oversized master bedroom with a double closet and a walk in closet. The second bedroom is also spacious with a double closet. A full bath completes the second living level. The walkout basement has a laundry area, storage area (large enough for another finished room if you wish), and an attached garage w/garage door opener. ALL appliances remain for buyers enjoyment! Enjoy maintenance free living with many location conveniences! This condo is just minutes to the Mass Pike I-90 for ease of commuting and is just a short walk to Randall's Farm! Ready for immediate occupancy. Don't miss it!
Open House
No scheduled Open Houses

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Tags: Real Estate   Condo   Ludlow   01056  
Categories: New Homes  


Posted by Ideal Real Estate Services on 2/18/2020

If you’re a first-time homebuyer, odds are you’ve thrown the words “prequalified” and “preapproved” interchangeably. However, when it comes to home loans, there are some very important differences between the two.

For buyers hoping to purchase a home with a few missteps and misunderstandings as possible, it’s vital to understand the procedures involved in acquiring financing for a home.

Today, we’ll break down these two real estate jargon terms so that you can go into the mortgage approval process armed with the knowledge to help you succeed in securing a home loan.

Mortgage prequalification

Let’s start with the easy part--mortgage prequalification. Getting prequalified helps borrowers find out what kind and what size mortgage they can likely secure financing for. It also helps lenders establish a relationship with potential customers, which is why you will often see so many ads for mortgage prequalification around the web.

Prequalification is a relatively simple process. You’ll be asked to provide an overview of your finances, which your lender will plug into a formula and then report back to you whether or not you’re likely to get approved based on your current circumstances.

The lender will ask you for general information about your income, assets, debt, and credit. You won’t need to provide exact documents for these things at this phase in the process, since you have not yet technically applied for a mortgage.

Prequalification exists to give you a broad picture of what you can expect. You can use this information to plan for the future, or you can seek out other lenders for a second opinion. But, before you start shopping for homes, you’ll want to make sure you’re preapproved, not prequalified.

Mortgage preapproval

After you’ve prequalified, you can start thinking about preapproval. If you’re serious about buying a home in the near future, getting preapproved will simplify your buying process. It will also make sellers more likely to take you seriously, since you already have your financing partially secured.

Mortgage preapproval requires you to provide the lender with income documentation. They will also perform a credit inquiry to receive your FICO score.

Mortgage applications and credit scores

Before we talk about the rest of the preapproval process, we need to address one common issue that buyers face when applying for a mortgage. There are two types of credit inquiries that lenders can perform to view your credit history--hard inquiries and soft inquiries.

A soft inquiry won’t affect your credit score. But a hard inquiry can lower your score by a few points for a period of 1 to 2 months. So, when getting preapproved, you should expect your credit score to drop temporarily.

After preapproval

Once you’re preapproved for a mortgage, you can safely begin looking at homes. If you decide to make an offer on a home and your offer is accepted, your preapproval will make it easier to move forward in closing on the home.

Once the lender checks off on the house you’re making an offer on, they will send you a loan commitment letter, enabling you to move forward with closing on the home.





Posted by Ideal Real Estate Services on 2/16/2020

Photo by Solis Images via Shutterstock

While "the perfect neighborhood" means different things to different people, everyone can use the same process for narrowing down their options. Choosing the right neighborhood is an integral aspect of the buying process. You want an area that matches your needs for community, lifestyle, price range and more. If you're planning to rent or sell the house in the future, you should also consider the resale value of the neighborhood. Even though areas change over time, some areas can be relied on to maintain their value. Often this is due to other longer-term location features such as a university or access to a city's main shopping or services. Current price range and property values will always vary by neighborhood.

Getting from Place to Place

You’ve probably considered how long of a work commute you’re willing to make. While this is helpful as a starting point, it's vital to consider everywhere else you'll need to go on a regular basis. If you eat out or order in, how close are restaurants? Do you have choices within walking, biking or jogging distance? What are the alternatives for delivery? Find the nearest grocery store options and check to make sure they carry the kinds of food you want to buy. Be certain that their parking or public transportation access works for your shopping needs. Don't forget the business hours. If you get off work at 5 pm, then have an hour commute home, and the grocery store closes at 6:30 pm, your shopping will always be stressful, and the timing will inevitably be tight. Speaking of commutes, where is the nearest gas station? Find it and visit a view times to figure out how busy it is during rush hour or when you expect to need it in a hurry.

Schools and Healthcare

If you have or are planning to have children while living in this house, schools are an essential neighborhood feature. Visit schools for different ages and find out how the school district works in the community. Talk to administrators about dress codes, honor policies, class availability and how your kids will get there. Some schools have dedicated buses or walking routes. Some offer free or discounted public transportation passes. Others have strict rules about driving and drop-off times, so ask all these questions upfront.

Access to healthcare is a vital feature of any neighborhood. If your insurance requires your doctors and hospitals to be part of a particular health network, do your research. Find all the doctors, dentists, hospitals and pharmacies, and map them out. Use this map to ensure your favorite neighborhood isn't a considerable distance away from your emergency room, just in case.

Finding the perfect neighborhood can seem like a chore, but it is mandatory that you put the right amount of time into it if you want to get the most out of your new home purchase. Talk to your professional real estate agent about your specific needs and use their inside knowledge to help eliminate or favorite the areas on your list before searching for your forever home.




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Posted by Ideal Real Estate Services on 2/14/2020


51 Kosciusko St, Springfield, MA 01151

Indian Orchard

Single-Family

$159,900
Price

7
Rooms
3
Beds
2
Baths
Great opportunity to own your first home in a well established neighborhood. This home has gleaming hardwoods in the Dining Room, Living Room, and wonderful Sunroom with three walls of windows. The big eat in kitchen is bright and ready for your favorite meal prep. Full bathroom rounds out this easy to navigate level. Second floor has a large full bathroom, three good sized bedrooms, two with hardwood, one with laminate flooring, all with big closets. Basement has a large space ready to be a family room, game room, or just big storage. Mechanical & Electrical include gas boiler with baseboard throughout, gas hot water heater and circuit breakers. Outside is a very nice private patio and a huge two car garage. You also get a large garden area as well as very well maintained landscaping. House has beautiful curb appeal and is in a great location.
Open House
No scheduled Open Houses

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Categories: New Homes  




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